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Why Every Trucking Firm Needs to Have a Good Lawyer on Speed Dial

By | Insurance Coverages, Trucking 101 | No Comments

Today, I wanted to share with you my thoughts on why every trucking firm needs to have a good lawyer on speed dial. As most of you know, primary auto liability provides legal defense against auto-related injuries and property damage. Trucking is a complex business that involves dealing with multiple parties: drivers, shippers, brokers, government, other motor carriers. Read more…


Employee or independent contractor?

By | Insurance Coverages | No Comments

Trucking companies often like to call their drivers “independent contractors” for various reasons. First main reason is tax advantage: Independent Contractors are responsible for the entire part of their Medicare / Social Security taxes. They are exempt from state workers compensation. There is also the doctrine of imputed tort liability and the trucking company is not legally responsible for the actions of the drivers.

Cargo Shift Truck Accidents

By | Insurance Coverages | No Comments

FMCSA data show that cargo shifts are one the leading causes of heavy truck accidents. The results can be devastating – damaged truck and cargo loss, other vehicles on the road endangered, heavy injuries or even death. Such disastrous crashes can be avoided if the people responsible for the secure loading of the truck do their job. Who Bears Responsibility? Find out now.

Is this the end of insurance as we know it?

By | Trucking Technology | No Comments

insurance-industry-thumbIf you are like most insurance professionals today, life is good. You built a nice practice or a successful agency. You live a comfortable life in the suburbs with a country club membership, a yacht on the lake, and a vacation home in Florida. I am stereotyping, of course. It is a fact, however, that most insurance professionals have a great and rewarding carriers, and we’ve grown increasingly accustomed to the good life our industry provides. Continue reading …


Best Dash Cam Systems for Truckers

By | Trucking Technology | No Comments

Posted on by Colonial Insurance in Trucking Technology

best-dash-cam-system-for-truckers-thumbDash cam recording systems are becoming very popular with owner-operators and trucking fleets because they can be used to protect truckers against fraudulent claims, which can inflate insurance costs and result in thousands of dollars (or more) in damages. Imagine being in an accident and being unable to prove the other vehicle was at fault. Continue reading …