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Employment Practices Liability Insurance

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Colonial Trucking Insurance

Insurance Programs for Trucking Fleets

Trucking Employment Practices Liability Insurance (EPLI)

Trucking Employment Practices Liability Insurance (EPLI) protects businesses against claims from employees that result from the general conduct of business.

Examples of Trucking Employment Practices Liability Insurance claims include:

  • Discrimination
  • Hostile environment
  • Lack of advancement
  • Sexual harassment
  • Wrongful termination

Trucking Employment Practices Liability Insurance claims are on the rise. The following claims examples show how an employment case can damage your trucking business:

1. A female dispatcher at a tow truck company alleged sexual harassment against a coworker. The offensive conduct included remarks, touchings and advances.

RESULT: $114,000 awarded, including $60,000 for punitive damages

2. A commercial truck driver contended his employer suspended him without pay because of his obesity.

RESULT: Jury awarded $109,000.

3. A female truck driver/cleaner alleged that her male coworkers sexually harassed her with derogatory comments about women in her presence. After complaining to her

supervisors, the harassment increased.

RESULT: $20,000 awarded in compensatory damages and $80,000 in punitive damages.

4. After only working for a company for one week, an newly hired employee was fired after reporting that a coworker used a racial slur.

RESULT: $200,000 total awarded: $25,000 in back pay, $75,000 for emotional distress and $100,000 in punitive damages


We can provide the following types of truck insurance:

primary liability
physical damage
motor truck cargo
occupational accident
workers compensation
general liability
broker bonds

Some coverage programs can include:

• Rates starting at $400/Month/Truck
• Mileage or Revenue Reporting Form
• 24/7 Access to Certificate of Insurance
• Profit sharing physical damage policies
• Complimentary DOT safety programs
• “A” Rated Insurance Companies

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