Trucking Workers Compensation Insurance
What is Trucking Workers Compensation Coverage?
Trucking Workers Compensation insurance is a mandatory type of insurance for many trucking companies. Workers’ Comp insurance provides coverage for:
- Medical expenses
- Lost income/wages
- Rehabilitation costs
- Death benefits
- And more…
Who Needs Trucking Workers Compensation Insurance?
Workers’ Comp insurance is required by law in almost every state. Workers’ comp laws are designed to ensure payment by employers for some part of the cost of injuries, or in some cases, of occupational diseases, received by employees in the course of their work.
Truckers Workers Compensation Insurance Basics:
Your drivers are your most valuable resource – we can help you protect them. No two truckers have the same needs. At Colonial Insurance, our Truckers Workers Compensation insurance can be customized to meet the size of your fleet – and the size of your budget. We have programs that could help you provide Occupational Accident benefits to their drivers at a reduced rate and Workers Compensation policy for the company office staff and drivers. With Occupational Accident, benefits are paid directly to the drivers or their survivors. The premium can be deducted from contract fees or included with leasing fees, eliminating complicated administration. Workers Compensation will extend to all company drivers and office personnel.
Please complete our one page quick quote sheet for a quick premium indication or call us at (855) 265-9999 to speak to one of our licensed trucking agents.
DISCLAIMER: Coverages may vary by state and by insured business. Consult your agent about coverages you may need for your unique situation. Coverage descriptions above are for general information only. Actual coverage is subject to all terms, conditions and exclusions of the policy.
We can provide the following types of truck insurance:
• primary liability
• physical damage
• motor truck cargo
• occupational accident
• workers compensation
• general liability
• broker bonds
We can provide trucking insurance for:
• owner/operators or fleets
• local, intermediate, or long-haul operations
• dump trucks, straight trucks, or tractor/trailers
• hot shot operators
• container haulers
• agricultural haulers
• car carrier operators
Some coverage programs can include:
• Rates starting at $400/Month/Truck
• Mileage or Revenue Reporting Form
• 24/7 Access to Certificate of Insurance
• Profit sharing physical damage policies
• Complimentary DOT safety programs
• “A” Rated Insurance Companies