colonial_admin, Author at Colonial Insurance Services

The Importance of Reporting All Claims, All the Time

colonial_admin — Fri, 20 Jan 2017 02:13:55 +0000

You’ve heard it before and here it is again: it is critical that report all claims, regardless of fault, right away to your insurance carrier. Here are some frequently asked questions from our clients: Read more…

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Why Every Trucking Firm Needs to Have a Good Lawyer on Speed Dial

colonial_admin — Wed, 28 Dec 2016 15:14:14 +0000

Today, I wanted to share with you my thoughts on why every trucking firm needs to have a good lawyer on speed dial. As most of you know, primary auto liability provides legal defense against auto-related injuries and property damage. Trucking is a complex business that involves dealing with multiple parties: drivers, shippers, brokers, government, other motor carriers. Read more…

The post Why Every Trucking Firm Needs to Have a Good Lawyer on Speed Dial appeared first on Colonial Insurance Services.

Employee or independent contractor?

colonial_admin — Mon, 01 Aug 2016 14:21:30 +0000

Trucking companies often like to call their drivers “independent contractors” for various reasons. First main reason is tax advantage: Independent Contractors are responsible for the entire part of their Medicare / Social Security taxes. They are exempt from state workers compensation. There is also the doctrine of imputed tort liability and the trucking company is not legally responsible for the actions of the drivers.

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Cargo Shift Truck Accidents

colonial_admin — Sat, 30 Jul 2016 14:08:26 +0000

FMCSA data show that cargo shifts are one the leading causes of heavy truck accidents. The results can be devastating – damaged truck and cargo loss, other vehicles on the road endangered, heavy injuries or even death. Such disastrous crashes can be avoided if the people responsible for the secure loading of the truck do their job. Who Bears Responsibility? Find out now.

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How to Successfully Appeal Inaccurate SAFER data

colonial_admin — Fri, 29 Jul 2016 13:35:02 +0000

Our trucking clients often inquire how they can correct any erroneous inspection or violation or an incorrectly assigned crash that may negatively impact their SAFER BASICs score. Continue reading

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Commercial Truck Insurance Myths

colonial_admin — Thu, 24 Mar 2016 16:30:26 +0000

While the insurance world can seem complex and intimidating, it’s important to understand how your insurance works to avoid coverage gaps and to obtain the most affordable policy for your trucking operation. In this article, we’ve compiled some of the most common commercial truck insurance myths we’ve encountered. Continue reading …

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Is this the end of insurance as we know it?

colonial_admin — Sat, 23 Mar 2013 17:20:09 +0000

Posted on November 14, 2015 by Colonial Insurance in Trucking Technology

If you are like most insurance professionals today, life is good. You built a nice practice or a successful agency. You live a comfortable life in the suburbs with a country club membership, a yacht on the lake, and a vacation home in Florida. I am stereotyping, of course. It is a fact, however, that most insurance professionals have a great and rewarding carriers, and we’ve grown increasingly accustomed to the good life our industry provides. Continue reading …

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Best Dash Cam Systems for Truckers

colonial_admin — Sun, 17 Mar 2013 16:40:53 +0000

Posted on November 4, 2015 by Colonial Insurance in Trucking Technology

Dash cam recording systems are becoming very popular with owner-operators and trucking fleets because they can be used to protect truckers against fraudulent claims, which can inflate insurance costs and result in thousands of dollars (or more) in damages. Imagine being in an accident and being unable to prove the other vehicle was at fault. Continue reading …

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Atlanta: Most Dangerous Highways for Commercial Truckers

colonial_admin — Sun, 24 Feb 2013 16:24:08 +0000

Posted on October 30, 2015 by Colonial Insurance in Safety / Regulations

Among commercial truckers, Atlanta has a reputation for having one of the most dangerous highway systems in the country, with over 200 trucking rollovers recorded since 2001, according to a study by the American Transportation Research Institute. Continue reading…

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What is MCS-90?

colonial_admin — Sat, 26 Jan 2013 16:19:14 +0000

Posted on October 30, 2015 by Colonial Insurance in Trucking 101

To be legal on the road, every motor carrier is required to show proof that it carries enough insurance to cover claims that they are liable to pay. The MCS-90 endorsement is the required proof that the motor carrier is in compliance with the federal rules. Continue reading…

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